Filing your federally mandated insurance paperwork in time
The first Obamacare deadline passed on March 31st of this year, but there’s no need to stress. You still have many options for achieving your required insurance package in order to stay out of trouble. Open enrollment begins again on November 15th of 2014, and will close again on February 15th, 2015. These deadlines aren’t the only times you can sign up for government mandated health insurance, however. This Obamacare deadline only covers cost assistance for plans purchased on the open marketplace. If you need assistance and coverage before the plan opens again, consider your alternatives.
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You still have the option to purchase healthcare even though the Obamacare deadline has passed. There are a myriad of options, including special enrollment qualifications such as military service or government service that restricted your access to signing up. For those eligible, Medicare and related programs are still open for enrollment all year long.
You of course always have the option to sign up and purchase private health insurance off the marketplace, and with the mandated required programs, rates are dropping in order to lure in new clients. If your qualifications for special enrollments are not a consideration, you may still investigate the services of a local insurance broker to assist with locating a coverage plan that’s right for you.
Alternatives to the Obamacare Deadline
It’s important to remember that federally subsidized and run insurance programs such as Medicare, as well as those offered by your employer, are the only programs with and open enrollment period. If you need insurance and can’t wait, and don’t have access to the listed programs, your only other option is to seek private health insurance from a licensed broker. You can do this at any time, and many offices don’t even require an appointment. Simply seek a reputable agent and stop by for a visit. For more information regarding the Obamacare deadline, call today at (855) 938-8877.
In order to maintain cost efficiency, you may wish to purchase a short term health insurance policy instead of the whole package you would be eligible for once the Obamacare deadline opens up again in November. These policies will not only cover your family for any issues with a reasonable cost, but will count as health insurance in terms of government policy regulations. You will have coverage, and not be in danger of breaking the law by not enrolling in an insurance coverage plan.